Spending on non-essentials

Use case - awareness of spending

With the cost of living crisis set to impact non-essential spending on eating out, take-aways and nights out, customers may not be aware of how much more this segment of spend is costing them each month.

Transaction data can be filtered and grouped by categories such as essential, non-essential and savings to highlight how much is being spent in relation to each other. Encourage customers to aim for the 50:30:20 guidance to help them grow their savings.

Spending on non-essentials example

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APIs used
Retrieve transactions V2:
GET financial/v2/transactions (Retrieve transactions V2 endpoint)
Category totals:
GET aggregations/v2/totals/categories(Category totals V2 endpoint)

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