Assess API

Summary

One of the most powerful applications of Assess is the ability to use transactional and customer intelligence normally reserved for manual review in automated decisioning flows: allowing access to a real-time dataset that accurately represents your customers.

While you can use more or less any data Bud offers to embed into your decisioning flows, there are some particularly common approaches to assess affordability that are outlined below to give an indication of what's possible.

Assess API User Guides

Please follow the applicable user guide below to ensure the first phase of the Assess API integration is correctly completed.

• This guide should be followed to integrate with any of Bud's Assess API Solutions with a One Time Consent Model.
• If you plan to integrate the hybrid Assess API to Assess Dashboard journey please follow this guide. The hybrid Assess API to Assess Dashboard journey enables you to create customer applications via the Bud API and integrate with Assess API endpoints, but also enables your agents/underwriters to be able to review these applications within the Bud Assess Dashboard.

Assessing affordability via API

The second phase of the Assess API integration is understanding the data that is returned from our Assess API endpoints. The following guides show how our clients most commonly build affordability assessments using Bud's APIs. Please note there are no rules preventing you from using these endpoints selectively or in combination.

• Using the common aggregations.
• Using the affordability report.
• Using the main financial health indicators.
• Using custom groupings for aggregations.

If you have any questions, please contact us via the chatbot (bottom-right of screen 👉) or via a support request or check our FAQs.