Retrieve Customer Characteristics

Provides a list of potential scenarios where a customer might suffer some financial expense that cover the following:

Deprecation:

Support will cease for this endpoint on the 1st of December 2023 - please complete your migration to the Retrieve Customer Characteristics endpoints by that point in time. For further details, contact your Bud account manager or email [email protected].

Customer CharacteristicsDescription
parentUser has childcare transactions
student_loanUser is paying off a student loan
pensionerUser receives pension income
saverUser receives savings income and / or deposits money into a savings / investment account
insurerUser has one or more insurance policies
overdraft_userUser was in their overdraft at midnight on any day during a set period
cash_userUser has made cash deposits and / or cash withdrawals
subscriberUser has one or more subscriptions
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Headers
string
required

The API Client Identifier (Service Application Identifier).

uuid
required

Bud Customer identifier

string

The Bud Customer secret used to encrypt customer data. This is optional only if the customer secret is already stored with Bud (i.e. the host_secret was set to true in the Customer Context when the customer was created).

string

Date (YYYY-MM-DD) from which the transactions should be returned from, this works in pair with the 'X-To' parameter

string

Date (YYYY-MM-DD) from which the transactions should be returned to, this works in pair with the 'X-From' parameter

string

Date (YYYY-MM-DD) to treat as the current day. Use this with X-From and X-To to find historical warnings (e.g. warnings that you would have received last week)

number
≥ 0
Defaults to 3

Number of days error to match regular payments when they could be off by a few days from month to month. E.g. if your predicted rent payment is on 25th but you paid it on 23rd, a delta of 2 would treat your predicted transaction for 25th as Booked/Pending.

Responses

400

Bad Request that fails validations on headers & payload

401

Unauthorized (BearerToken in 'Authorization' header fails the authentication)

403

Forbidden

5XX

An unexpected error occurred on the server side

Language
Credentials
OAuth2
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Response
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application/json