• Add Generate Card Summary URL endpoint.

• Improve suggested_description and suggested_logo examples for Retrieve Transactions V2 endpoint response.
• Improve suggested_description and suggested_logo examples for Ingest Transactions V2 endpoint response.

• Add suggested_description and suggested_logo field to Retrieve Transactions V2 endpoint response.
• Add suggested_description and suggested_logo field to Ingest Transactions V2 endpoint sync response.
• Extend status enum with declined for Ingest Transactions V2 endpoint sync response.
• Extend status description for when declined is returned for Retrieve Transactions V2 endpoint response.

• Add X-Bud-Categorisation-Model header to Ingest Transactions V2 endpoint.

• Fixed operation ID for Retrieve Accounts By ID V3 endpoint

• Added settlement (book and decline) route enums for Retrieve Ingestion Task Status V2 and Retrieve Ingestion Task Status V3 endpoint responses.

• Added Book Transactions V3 endpoint.
• Added Decline Transactions V3 endpoint.
• Added status filter to Retrieve Transactions V2.

• Added Result field to Retrieve Ingestion Task Status V3 endpoint response.

✍️ Description

Affordability Risk Insights introduces three new endpoints offering valuable insights into high-risk transactions and account activity that may impact a customer's affordability position.

These insights are categorised into:

1. Retrieve income/expenditure breakdown reports - Provides a view of customer expenditure relative to income for specific spending categories
2. Retrieve merchant-specific breakdown reports - Provides a view of spend with high risk merchant groups
3. Retrieve a report on a customers unauthorised overdraft - Provides a view of a customer operating their current account in unarranged overdraft

📘 Guides

For more information visit the Affordability Risk Insights guide

• Deprecated Retrieve Accounts V2 endpoint.
• Deprecated Retrieve Accounts By ID V2 endpoint.