Retrieve Accounts V3

✍️ Description

The release of Retrieve Accounts V3 and Retrieve Account by ID V3 provides three main improvements over the existing Accounts V2 endpoint;

• Normalisation of balance types - Bud is now normalising the balance types that we receive upon ingestion into either booked or pending making it easier for you to know what should be displayed to your customers.
• Normalisation of credit lines - Bud is normalising credit lines that we receive upon ingestion so that the limit displayed is always the total credit limit/overdraft amount of the account.
• Consistent naming of holders object - Regardless of whether you're ingesting parties data or not the name of the holders object will be consistent.

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Please note, with the release of Accounts V3, we have also added a deprecation notice of 1st April 2025 for Retrieve Accounts V2 and Retrieve Account By ID V2

📘 Guides

• More information about the account response can be found in our updated Accounts Object guide.
• We have also updated our guide on how to perform account verification to include using Accounts V3.
• Various other guides have also been updated to reference Accounts V3 instead of Accounts V2.