Altered the List Consents endpoint to now take in an optional X-Customer-Secret field within the request headers. If done so, each consent object will now return a list of account_ids associated with the consent object in addition to a date denoting the date a which a refresh was successfully completed for that given consent object.
Deprecated Warnings endpoint within the Signal API
Added a new Money Management endpoint within the Signal API that allows clients to provide more detailed information regarding a customer's financial situation.
Added a new Customer Characteristics endpoint within the Signal API that allows clients to profile based on a customer's transactions.
Added a new Financial Insight endpoint within the Signal API that allows clients to understand a customer's overall financial situation and affordability.
The customer_secret attribute is now a required attribute on the POST Ingest Accounts endpoint.
Updated the List Transaction Response schema to detail those fields that are required and/or nullable.
Created a new Create Transaction Rule(s) endpoint that allows client to set a value of the client_label attribute against a set of customer transactions which adhere to the rules specified in the request payload.
Updated API Overview table in the introduction to include latest product set.
Addition of some optional fields to the POST Retrieve Authorisation Gateway URL endpoint. The additional fields allow clients to specify: (i) a single provider, effectively skipping the select provider screen in the customer UI; (ii) a list of providers, allowing clients to configure the list of providers shown to the customer on the select provider screen; and (iii) filter the provider list shown to the customer by the type of provider (e.g. business or personal). In addition, a connect_more_accounts_button flag can be configured to show the customer a button at the end of the connection flow that will allow them to connect to another provider without having to return to the client application.
Updated the examples within Bud's KYC endpoints to make them more usable against Bud's sandbox environment.
Addition of a new GET /v1/open-banking/account-access-consents endpoint to allow clients to query the active consents against a given customer (in relation to Bud's OB Aggregation service).
Addition of a new "Regular Payment Changed" Insight to the Warnings Endpoint (that forms part of Bud's Signal Product).
Bugfix: addition of the required mobile_phone_number field to the request payload of the Switch Supplier endpoint within the Energy Switching API to align to the implementation of the API itself.
Bugix: the format of the annual_spend.amount field within the request payload of the kWh Estimation endpoint now states that is should be a number (as opposed to a string) to align to the API itself.
Fixed bug in the List Accounts endpoint for Bud's OB Aggregation service - the response data object now details all the returned fields as expected.
Removed the deprecated List Account Balances endpoint from the documentation entirely.
Added a new Ingest Accounts endpoint within the Enrichment API that allows clients to provide more detailed information regarding a customer's account.
Addition of a Know Your Customers (KYC) API allowing clients to perform KYC checks on businesses or their customers.
[BREAKING] The X-Customer-Secret is now a required field within the headers of the /v1/open-banking/authorisation-gateway-url endpoint. Please note that this change will only come into effect in three months time on the 1st of May 2021. All clients with exisitng integrations will be contacted via email by their relevant account manager to inform them of this change. This should provide clients with enough time adjust their integration before the change coming into force. Please contact [email protected] or your account manager if you have any questions, issues or concerns relating to this update.
